Third Party Notice
Where an injured individual is suing you for damages suffered as a result of an accident that is your fault, and ICBC has breached you of your contract of insurance, ICBC will file a Third Party Notice against you. This document will be served on you personally. The Third Party Notice allows ICBC to step into your shoes and defend the lawsuit advance by the injured individual. Just because ICBC has appointed a defense lawyer to work on the file doesn’t mean you are out of hot water. Rather, once ICBC pays out the claim, they will then send you a bill for the entire pay-out to the injured party.
When faced with a Third Party Notice, you should consult a lawyer and decide whether or not you should dispute the Third Party Notice and try to counter sue for insurance coverage.